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Processor review

IBEX review

Lightning-as-a-Service infrastructure for fintechs, telcos, and enterprise merchants. Strong LATAM presence.

Published May 18, 2026 · Last updated May 18, 2026

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Enterprise Lightning infrastructure with deep LATAM roots.

Hosting

hosted

Custody

custodial

Fiat settlement

Yes

Fees

Negotiated by contract.

Who IBEX is for

  • High-volume merchants
  • fintech
  • latam-merchant

Who it's not for

  • Individual creators
  • non-technical-small-merchant

Pros and cons

Pros

  • Strong LATAM coverage with on-ramp partnerships
  • IBEXHub Lightning-as-a-Service powers fintechs, telcos, and traditional financial institutions
  • Robust API for integrating Lightning into financial products

Cons

  • Enterprise onboarding — not appropriate for an individual creator or small café
  • Custodial, with full KYC
  • Pricing requires direct engagement

Setup overview

TODO: hands-on test with a real signup, real test transaction, and a documented deployment for the relevant case (self-hosted Docker for BTCPay, dashboard signup for hosted processors). Until then, treat the comparison data as the source of truth and consult the provider's docs for the latest setup steps.

Verdict

Lightning-as-a-Service infrastructure for fintechs, telcos, and enterprise merchants. Strong LATAM presence. Use IBEX when you need a hosted processor and the trade-offs above align with your operation.

Visit IBEX ↗

FAQ

Is IBEX self-hosted or hosted? +

IBEX is hosted. The provider runs the Lightning infrastructure for you. Expect a transaction fee and, in most cases, KYC.

Does IBEX settle to fiat? +

Yes, IBEX can settle payments to a fiat currency. This removes Bitcoin price volatility from your day-to-day accounting.

What does IBEX charge? +

Negotiated by contract. Always verify current fees on the provider's pricing page before integrating.