Processor review
Strike review
Lightning-first consumer wallet and merchant payment tools. Operates in the US, EU, UK, and 200+ countries.
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Lightning-native payments app with global rollout.
Hosting
hosted
Custody
custodial
Fiat settlement
Yes
Fees
Verify current terms on Strike's pricing page — fees and merchant checkout features vary by region.
Who Strike is for
- US merchants
- EU merchants
- global-creator
Who it's not for
- Self-custody seekers
Ecommerce plugins
Strike ships plugins or first-class integrations for: Shopify (varies by region).
Pros and cons
Pros
- Launched in the EU in April 2024 and the UK shortly after — no longer US-only
- Free unlimited SEPA euro deposits for EU users; instant local-currency payments where supported
- Lightning-native, not Lightning bolted onto an exchange
- Strong consumer brand and wallet ubiquity
Cons
- Lightning checkout is not yet the default merchant experience in every region — verify availability for your market
- Custodial, with KYC
- Feature parity between US, EU, and UK still evolving
Setup overview
TODO: hands-on test with a real signup, real test transaction, and a documented deployment for the relevant case (self-hosted Docker for BTCPay, dashboard signup for hosted processors). Until then, treat the comparison data as the source of truth and consult the provider's docs for the latest setup steps.
Verdict
Lightning-first consumer wallet and merchant payment tools. Operates in the US, EU, UK, and 200+ countries. Use Strike when you need a hosted processor and the trade-offs above align with your operation.
FAQ
Is Strike self-hosted or hosted? +
Strike is hosted. The provider runs the Lightning infrastructure for you. Expect a transaction fee and, in most cases, KYC.
Does Strike settle to fiat? +
Yes, Strike can settle payments to a fiat currency. This removes Bitcoin price volatility from your day-to-day accounting.
What does Strike charge? +
Verify current terms on Strike's pricing page — fees and merchant checkout features vary by region. Always verify current fees on the provider's pricing page before integrating.